Overview
ANZ Qualify is linked directly to ANZ’s internal decision platform, allowing for more consistent results across pre-qualification and final assessment. This means if the data you enter during your UMI calculation is ultimately the same as the data used in the Credit Assessor’s assessment, the result is likely to be the same.
When you create or open a Record, ANZ Qualify will always open on the UMI Service.
The data you have used to create the Record will be visible in the first 'Household' section of UMI.
You will need to then complete the remaining UMI Service sections to successfully calculate UMI.
When a section is complete, a green tick is shown.
When a section is incomplete, a red cross is shown.
Adding Information to a Section
To add information to a Section of UMI click the Add button.
A side bar with blank fields will appear on the right of the screen.
Enter information into each mandatory field (fields with a red underline).
As you enter data in the side bar, you will notice it also appear in the main Record screen
Once a side bar's requirements are satisfied, a green tick will be shown next to the heading of the side bar and in the main Record screen
If there is a red cross next to the side bar heading, it indicates missing mandatory information. You can click on it for more information regarding the error.
You can close the side bar by clicking on the Close button at the top right.
Update an Entry in a Section
Once an Entry has been added to a Section it can be updated or edited. Hover over the Entry you wish to update, it will turn blue.
Click on the highlighted Entry to to expose the side bar to add or edit.
Delete or Clone (Copy) an Entry in a Section
To delete or clone an Entry in a Section, click on the 3 dots on the far right of the Entry row and select Clone or Delete from the pop-up menu.
Calculate UMI
To calculate UMI, all Sections must be complete.
When all Sections are complete a green tick will be visible next to the Calculate UMI button
Click on the Calculate UMI button to run the calculation
After clicking Calculate UMI, an ANZ loading screen will appear while the calculator runs.
Once the calculator is complete, a screen with the UMI result will be shown.
If you need to make changes to the information you have entered after calculating UMI, click the Edit Data button.
If you need to download UMI results for your records click Download PDF.
For information on each of the Services, Calculators and Tools within ANZ Qualify, please visit the ANZ Qualify Help Centre, or contact us on Live Chat using the blue button on the bottom right of the screen.